Understanding Workers’ Comp: What Every Employer Needs to Know

Event Overview:   

Understanding Workers’ Comp: What Every Employer Needs to Know

• Understand the basics of Workers’ Comp and what types of injuries and incidents are protected.
• Learn how your Experience Modification Rate is calculated and how it influences what you pay.
• Find out how to spot overcharges, errors, or inefficiencies in your current Workers’ Comp policy.
• Discover practical steps to reduce claims, improve safety, and lower your insurance costs.
• How to master your X-Mod
• Uncovering hidden Workers’ Comp costs
• Strategies to lower premiums
• Effective claims management & safety tips
• Discover how one local business saved nearly $1M—proof that smart strategies can make a big impact.
• And much more!

About our Speakers:

David Espinoza brings over 15 years of experience in the agricultural industry, excelling as a grower, shipper, and transporter of field products. As the former CEO of Trinity Produce Inc., a prominent California-based Farm Labor Contractor (FLC), David led the company for a decade, mastering legal compliance, contract labor, and employee management. During his tenure, David developed a custom program focused on fostering employee relations through a culture of safety. He collaborated closely with stakeholders to enhance processes, boost morale, and improve productivity and retention. His team provided expert guidance on HR policy, licensure navigation, contract labor terms, and continuing education.  Leveraging his expertise in resolving complex employee relations issues and conducting thorough incident investigations, David transitioned into the Insurance Brokerage industry. For the past seven years, he has been an accomplished Insurance Broker with HUB International. David’s in-depth knowledge and skill set enable him to effectively support his clients in achieving their goals.

Laura Martinez, widely recognized as The HR Architect, is a visionary leader with over 25 years of experience in transforming, designing, and building strategic HR foundations and frameworks that serve as the backbone of successful companies.  Driven by a passion to create meaningful impact, Laura has dedicated her career to helping businesses unlock their full potential, build strong, values-based cultures, and lay the foundation for long-term success. She believes that when a company is built on strong values and a thoughtful structure, it becomes more than just a business—it becomes a legacy.

Reserve Your Spot Today!

Don’t miss this opportunity to learn from a leading expert in the field and connect with fellow professionals during the networking session.

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The West Ventura County Employer Advisory Council (EAC) is composed of employer volunteers representing a cross-section of businesses and industries.  The EAC was developed to promote a stronger partnership between the California Employment Development Department (EDD) and the business community. Its commitment is to assist employers in conducting their business more effectively and efficiently, to provide information on employment-related issues, and to enhance the communication between EDD and the private sector. This presentation is provided for educational and informational purposes only; it does not constitute an endorsement of the curriculum or speakers by the State of California EDD or by the West Ventura County EAC. Aside from staff designated to represent EDD, we assume no responsibility for the accuracy, legality, or content of the materials provided during this event.

EDD, an equal opportunity employer/program, is a partner in this event.  Special accommodation requests must be made by calling or emailing two weeks before the event.